Carvalho Insurance Agency Inc.

                                           38665 Fremont Blvd.

                                                          Fremont, CA 94536

                                                             (510) 739-0765

                                                          (510) 739-0759 Fax

                                                               Lic.0D10290

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When you're on your own, we know that choosing a health plan isn't easy. Carvalho Insurance takes the worry out of making the right decision because it gives you and your family the health care that you deserve.

We Represent:

Aetna is one of the nation’s leading diversified health care benefits companies, serving members with information and resources to help them make better informed decisions about their health care. Aetna offers a broad range of traditional and consumer-directed health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life, long-term care and disability plans and medical management capabilities. Our customers include employer groups, individuals, college students, part-time and hourly workers, health plans and government-sponsored plans.

If you will like a quote or more information on Aetna plans please click on the link below.

Kaiser Permanente for Individuals and Families offers so much for so little...

• Quality Care. Choose your own Kaiser Permanente primary care doctor, dedicated to your personal health needs.

• Affordable Care. It won't cost you an arm and a leg to get the health care you need at a price that best fits your budget.

• Convenient Care. We understand you lead a busy life, so you'll appreciate on-site labs, X-ray and pharmacy services at most facilities. Plus, you can access our Health and Drug Encyclopedias, physician and facility directories, make routine appointments and refill prescriptions anytime on the member section of our Web site.

Blue Cross offers

·        Online Services: their web site continues to offer more information about all Blue Cross of California products and services. It now features interactive web pages so members may communicate electronically with Customer Service for ID card replacement or benefit issues, as well as receive online information about claim status, eligibility and family enrollment, or download claim forms and EOBs

·        Access to the nation's largest provider network when traveling or temporarily living outside California.

·        Emergency care coverage anywhere in the world, 24-hours a day, seven-days a week.

·        Enhanced member services that provide discounts to alternative health care practitioners, products and services.

·        Toll-free number to Customer Service with option to speak to a Customer Service representative or get answers fast from our automated information system.

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